Car Insurance Guide

Do I need underinsured motorist insurance?

Underinsured motorist insurance is very much similar to uninsured motorist insurance. The basic difference between the two types of insurance is that for underinsured motorist coverage, you will be protected from financial losses in case of an accident caused by an underinsured driver.

Do I need uninsured motorist insurance?

Off the top of an insurance expert’s head, the answer you would get to this question is a resounding yes. Uninsured motorist insurance is basically insurance coverage which protects you if you get into an accident that is not your fault and more so if the other driver is not insured.

How can I save money on car insurance?

Just like everything in the market today, car insurance costs do not really come cheap. Economic trends dictate that prices for consumer goods and services increase at some point.

How to shop for car insurance

Shopping around for car insurance is probably the best thing that you ought to do before signing on the dotted line.

Is car insurance required by law?

The answer is an emphatic “Yes!” Wherever you may be in the United States, the law sets down minimum rules and regulations regarding car insurance.

Should I beware of car insurance salesman?

We have to admit it, all kinds of salesmen have gotten a bad rap. It may not be fair to generalize, but we have this instinct that seems to tell us to beware of salesmen – life insurance, car insurance, and car salesmen.

What is bodily injury liability car insurance?

Car insurance packages are designed so as to cover different scenarios. Just because another person has a certain type of car insurance coverage doesn’t mean that you have to get the same exact type as well.

What is collision insurance?

As the term implies, collision insurance is a type of insurance coverage that protects you financially in case of a collision.

What is comprehensive car insurance?

When looking for the right kind of coverage for your car, you choose among the following basic policy types: – comprehensive insurance; – third-party only; – third-party, fire and theft.