Underinsured motorist insurance is very much similar to uninsured motorist insurance. The basic difference between the two types of insurance is that for underinsured motorist coverage, you will be protected from financial losses in case of an accident caused by an underinsured driver.
Off the top of an insurance expert’s head, the answer you would get to this question is a resounding yes. Uninsured motorist insurance is basically insurance coverage which protects you if you get into an accident that is not your fault and more so if the other driver is not insured.
Not always. Surprised? Most car insurance policies actually do not cover you whether you are responsible for the accident or not.
The answer to this question will be given in two parts.
Just like everything in the market today, car insurance costs do not really come cheap. Economic trends dictate that prices for consumer goods and services increase at some point.
Shopping around for car insurance is probably the best thing that you ought to do before signing on the dotted line.
The answer is an emphatic “Yes!” Wherever you may be in the United States, the law sets down minimum rules and regulations regarding car insurance.
The process of getting insurance of any kind can be a mind boggler at times – and more so with car insurance. There is a wide variety of coverage plans for car insurance.
We have to admit it, all kinds of salesmen have gotten a bad rap. It may not be fair to generalize, but we have this instinct that seems to tell us to beware of salesmen – life insurance, car insurance, and car salesmen.
If you travel a lot or have a car that likes to act up then you definitely should.
In general, the answer to this question is yes. You generally want to protect your assets against possible litigation in the case that you are at fault.
Car insurance is one thing that every driver needs. It may be that you are a good driver and that you have never had a car accident your whole life.
First Party Benefits, also known as FPB, is not a very common form of insurance coverage.
A lot of factors contribute to increasing your car insurance premium.
There are several factors that car insurance analysts use to compute your car insurance rates.
This is an issue that can get pretty confusing since states vary greatly regarding their car insurance policies.
If you are hit whether you are inside a vehicle or you are a pedestrian by a driver in an uninsured vehicle then you can be sure that the driver will be penalized for it.
Car insurance packages are designed so as to cover different scenarios. Just because another person has a certain type of car insurance coverage doesn’t mean that you have to get the same exact type as well.
As the term implies, collision insurance is a type of insurance coverage that protects you financially in case of a collision.
When looking for the right kind of coverage for your car, you choose among the following basic policy types: – comprehensive insurance; – third-party only; – third-party, fire and theft.
One of the most basic car insurance coverage is liability insurance. There are two types of liability insurance.
Some states, namely Pennsylvania, offer car insurance policy holders to choose between having a limited or full tort. Many however get confused as to what limited and full tort means.
There are many factors that come into play when computing car insurance rates. One of those factors is actually the average number of miles your drive each year.
No matter which way you look at it, the type of car you drive will definitely have an effect on how much you pay for insurance.
The answer to this question is quite simple. There are really three major factors. The most obvious factor is that some states simply have a higher rate of accident for one reason or another.