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	<title>Car Insurance Guru</title>
	<link>http://www.carinsuranceguru.org</link>
	<description>Car insurance made simple.</description>
	<lastBuildDate>Sun, 26 Nov 2006 21:45:52 +0000</lastBuildDate>
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		<title>What is the difference between limited tort and full tort?</title>
		<description><![CDATA[Some states, namely Pennsylvania, offer car insurance policy holders to choose between having a limited or full tort. Many however get confused as to what limited and full tort means.
Insurance policy holders with full tort simply have the advantage of having the full rights to sue a negligent party that caused the policy holder pain [...]]]></description>
		<link>http://www.carinsuranceguru.org/guide/limited-tort-full-tort.html</link>
			</item>
	<item>
		<title>What are &#8220;first party&#8221; benefits for car insurance?</title>
		<description><![CDATA[First Party Benefits, also known as FPB, is not a very common form of insurance coverage.  In fact, some states do not require you to take out First Party Benefits with your car insurance.  Furthermore, FPB includes wide range of insurance coverage.  However, only First Party Benefits-Medical is required in states where [...]]]></description>
		<link>http://www.carinsuranceguru.org/guide/first-party-benefits.html</link>
			</item>
	<item>
		<title>Should I get emergency road service with my car insurance?</title>
		<description><![CDATA[If you travel a lot or have a car that likes to act up then you definitely should. Actually even if you don’t travel a lot it’s still a good idea to get emergency road service along with your car insurance after all you never know when your car can break down or when a [...]]]></description>
		<link>http://www.carinsuranceguru.org/guide/emergency-road-service.html</link>
			</item>
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		<title>What factors usually lead to higher car insurance?</title>
		<description><![CDATA[There are several factors that car insurance analysts use to compute your car insurance rates. Although each car insurance company has its own biases as to which factor weighs more in the computation for car insurance rates all of them basically use the same set of factors. The factors that are considered include age, gender, [...]]]></description>
		<link>http://www.carinsuranceguru.org/guide/higher-car-insurance.html</link>
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		<title>What happens if I have car insurance in one state but get in an accident in another state?</title>
		<description><![CDATA[This is an issue that can get pretty confusing since states vary greatly regarding their car insurance policies. What happens depends on a case to case basis. To avoid all the anxiety when driving in another state as well as the possible hassles of having an inadequate or invalid car insurance policy when you get [...]]]></description>
		<link>http://www.carinsuranceguru.org/guide/accident-in-another-state.html</link>
			</item>
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		<title>What is &#8220;bodily injury liability&#8221; car insurance?</title>
		<description><![CDATA[Car insurance packages are designed so as to cover different scenarios.  Just because another person has a certain type of car insurance coverage doesn’t mean that you have to get the same exact type as well.  You have to analyze your driving habits and needs before you choose the type of car insurance [...]]]></description>
		<link>http://www.carinsuranceguru.org/guide/bodily-injury-liability.html</link>
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		<title>What if a person hits you but doesn&#8217;t have car insurance?</title>
		<description><![CDATA[If you are hit whether you are inside a vehicle or you are a pedestrian by a driver in an uninsured vehicle then you can be sure that the driver will be penalized for it. However even though the driver is penalized or not your problem still remains the same, the driver is not insured [...]]]></description>
		<link>http://www.carinsuranceguru.org/guide/no-car-insurance.html</link>
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		<title>What are some common reasons for car insurance discounts?</title>
		<description><![CDATA[A lot of factors contribute to increasing your car insurance premium. After you find out how each and every small detail could contribute to a higher car insurance premium you might feel a little down and feel like not taking a policy after all. Well bad news. A car insurance policy is required by the [...]]]></description>
		<link>http://www.carinsuranceguru.org/guide/car-insurance-discounts.html</link>
			</item>
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		<title>What is &#8220;property damage liability&#8221; car insurance?</title>
		<description><![CDATA[One of the most basic car insurance coverage is liability insurance.  There are two types of liability insurance.  One covers the people who get hurt or killed because of the accident and the other deals with the property that you may have damaged because of the accident.  The latter is called property [...]]]></description>
		<link>http://www.carinsuranceguru.org/guide/property-damage-liability.html</link>
			</item>
	<item>
		<title>What are &#8220;extraordinary medical benefits&#8221; for car insurance?</title>
		<description><![CDATA[Car insurance is one thing that every driver needs.  It may be that you are a good driver and that you have never had a car accident your whole life.  Yet you never know when it might happen to you.  More so, it does not really matter if you are an excellent [...]]]></description>
		<link>http://www.carinsuranceguru.org/guide/extraordinary-medical-benefits.html</link>
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